Regaining control of your life when you have a criminal record can be a daunting task. Many ex-offenders come across obstacle after obstacle just trying to complete day-to-day tasks. Your past has suddenly become a guide to your future, regardless of the efforts you have taken to pick yourself up and carry on with your life.
With a criminal conviction, insurance can be difficult to obtain. Car insurance and home insurance are seen as a grudge purchase by many, although thousands of ex-offenders are finding their applications for insurance refused when their criminal convictions are disclosed. Ex-offenders who wish to set up their own business are faced with refusals for public liability insurance, leaving them unable to start a new life and put the past behind them.
There are over 8 million ex-offenders in the UK whose criminal convictions and criminal records are leading to a refusal of many basic financial services. If you are an ex-offender with a criminal record and have been refused insurance because of your convictions, you are not alone. Approximately 25% of the UK workforce has had a criminal conviction and are facing the same issues.
In the case of home insurance, it is not only the ex-offender him/herself that is affected. If it has not been revealed that a family member or a co-habiter has had a criminal conviction, the insurer has a right to refuse the claim, even if they were not required to disclose this information when the policy was purchased. A similar situation is seen with car insurance and liability insurance quotations. Millions of people in the UK are being denied claims simply because they did not realise they needed to disclose the facts. Surely the insurance companies must take part responsibility in this and ask the right questions when providing a quotation. Many may be using non-disclosure as a means of refusing to pay out on a claim. Sounds criminal doesn’t it?
Many ex-offenders looking for insurance are now turning to specialist insurance brokers who understand the situation and make sure that the correct questions are asked on application for a quote. The advice is simple for ex-offenders looking for insurance. Find a specialist insurance broker and always disclose your past convictions, spent or unspent along with any previous refusals. You will receive reasonable and competitive quotes and you will be more likely to be paid out in the event of a claim.
Sale Insurance Services (SIS) are specialist insurance brokers, dedicated to providing competitive insurance quotes to people with criminal convictions. We provide an honest and open service, our mission being to aid those who are being unfairly denied basic financial services, simply because of their past.
Regaining control of your life when you have a criminal record can be a daunting task. Many ex-offenders come across obstacle after obstacle just trying to complete day-to-day tasks. Your past has suddenly become a guide to your future, regardless of the efforts you have taken to pick yourself up and carry on with your life.
With a criminal conviction, insurance can be difficult to obtain. Car insurance and home insurance are seen as a grudge purchase by many, although thousands of ex-offenders are finding their applications for insurance refused when their criminal convictions are disclosed. Ex-offenders who wish to set up their own business are faced with refusals for public liability insurance, leaving them unable to start a new life and put the past behind them.
There are over 8 million ex-offenders in the UK whose criminal convictions and criminal records are leading to a refusal of many basic financial services. If you are an ex-offender with a criminal record and have been refused insurance because of your convictions, you are not alone. Approximately 25% of the UK workforce has had a criminal conviction and are facing the same issues.
In the case of home insurance, it is not only the ex-offender him/herself that is affected. If it has not been revealed that a family member or a co-habiter has had a criminal conviction, the insurer has a right to refuse the claim, even if they were not required to disclose this information when the policy was purchased. A similar situation is seen with car insurance and liability insurance quotations. Millions of people in the UK are being denied claims simply because they did not realise they needed to disclose the facts. Surely the insurance companies must take part responsibility in this and ask the right questions when providing a quotation. Many may be using non-disclosure as a means of refusing to pay out on a claim. Sounds criminal doesn’t it?
Many ex-offenders looking for insurance are now turning to specialist insurance brokers who understand the situation and make sure that the correct questions are asked on application for a quote. The advice is simple for ex-offenders looking for insurance. Find a specialist insurance broker and always disclose your past convictions, spent or unspent along with any previous refusals. You will receive reasonable and competitive quotes and you will be more likely to be paid out in the event of a claim.
Sale Insurance Services (SIS) are specialist insurance brokers, dedicated to providing competitive insurance quotes to people with criminal convictions. We provide an honest and open service, our mission being to aid those who are being unfairly denied basic financial services, simply because of their past.
Regaining control of your life when you have a criminal record can be a daunting task. Many ex-offenders come across obstacle after obstacle just trying to complete day-to-day tasks. Your past has suddenly become a guide to your future, regardless of the efforts you have taken to pick yourself up and carry on with your life.
With a criminal conviction, insurance can be difficult to obtain. Car insurance and home insurance are seen as a grudge purchase by many, although thousands of ex-offenders are finding their applications for insurance refused when their criminal convictions are disclosed. Ex-offenders who wish to set up their own business are faced with refusals for public liability insurance, leaving them unable to start a new life and put the past behind them.
There are over 8 million ex-offenders in the UK whose criminal convictions and criminal records are leading to a refusal of many basic financial services. If you are an ex-offender with a criminal record and have been refused insurance because of your convictions, you are not alone. Approximately 25% of the UK workforce has had a criminal conviction and are facing the same issues.
In the case of home insurance, it is not only the ex-offender him/herself that is affected. If it has not been revealed that a family member or a co-habiter has had a criminal conviction, the insurer has a right to refuse the claim, even if they were not required to disclose this information when the policy was purchased. A similar situation is seen with car insurance and liability insurance quotations. Millions of people in the UK are being denied claims simply because they did not realise they needed to disclose the facts. Surely the insurance companies must take part responsibility in this and ask the right questions when providing a quotation. Many may be using non-disclosure as a means of refusing to pay out on a claim. Sounds criminal doesn’t it?
Many ex-offenders looking for insurance are now turning to specialist insurance brokers who understand the situation and make sure that the correct questions are asked on application for a quote. The advice is simple for ex-offenders looking for insurance. Find a specialist insurance broker and always disclose your past convictions, spent or unspent along with any previous refusals. You will receive reasonable and competitive quotes and you will be more likely to be paid out in the event of a claim.
Sale Insurance Services (SIS) are specialist insurance brokers, dedicated to providing competitive insurance quotes to people with criminal convictions. We provide an honest and open service, our mission being to aid those who are being unfairly denied basic financial services, simply because of their past.